Thursday, August 10, 2017


I went to get a pedicure the other day and in flip flops - went to an Asian salon as I was in a hurry and got a spray tan for a weekend event we had coming up.  I wasn't paying attention, I'm 53, I have had so many pedicures - never an issue, ever!  I was relaxing, watching the depressing news and checking my phone when I felt so much pain in my foot area, I said "OUCH" and withdrew my foot, I was bleeding and bleeding badly.  There was nothing to grab to stop the bleeding, the pedicurist seemed unable to understand what had just happened, I said, I'm cut, I'm bleeding, you cut me!  She said, sorry sorry and tried to rinse off the stream of blood trickling from my foot into the pedicure bowl off.  I said, give me a cloth, a towel, I have to stop the bleeding!  I grabbed the towel with the other foot covered in slimey callus remover and put pressure on the wound.  The lady next to me seemed to get excited, moving down a chair to be closer to the "action". She proclaimed she was a nurse and that accidents happen and I would be just fine.  Of course, I could not contain my pain and thoughts of what an idiot, I'm bleeding, a portion of my heel has been chunked out with an illegal instrument, I don't know if it has been sanitized.  There is blood everywhere and nobody knows what to do.  There is no first aid kit, they try to give me a mosquito size band aid.  They say sorry.  Then, they decide I should pay for my service.  I agreed to present a record of myself there.  However, I will be quick to challenge it with my bank.  Yes, of course, I went to the doctor for wound treatment, antibiotics and healing cream.  I had to have a tetanus shot, which you need every 10 years, regardless if you have anything wrong.  I've been unable to walk since.  They didn't clean up the blood with disinfectant either, they used a dry cloth.  I was so shocked.  I really can't believe this happened.  So I'm passing this 2nd public service announcement out tonight.


Off Topic - Insurance Revenge Public Service Announcement

Please read the below article - describing how you can prevent this from happening to you if you are a member of another's family plan and not the subscriber yourself.

Laws that prevent insurance revenge

Residents of some states have built-in legal protections to prevent abuse of auto, life and health insurance.
"In California, we have statutes to guard against insurance revenge," says John Harding, a Pleasanton, Calif.-based family law attorney who runs the law firm Harding & Associates.
"When you file for divorce in California, there are automatic temporary restraining orders that take effect, and standing court orders prohibit either party from canceling any insurance."
You have to get the express written consent of the other spouse or a court order to cancel insurance, Harding notes. What happens if a person allows an insurance policy to lapse out of simple distraction, or actively cancels a policy out of animosity during a divorce? In either scenario "you're in contempt of court," Harding says.
Legalities notwithstanding, some California residents still try to cancel insurance coverage during a divorce, according to Kelly Chang Rickert, a Certified Family Law Specialist in Los Angeles. That's why she recommends sending a "notice of adverse interest" to insurance companies.
"This is simply a letter letting your insurer know that you are going through a divorce and that they are not allowed to cancel you as a beneficiary or to cancel your insurance while the divorce is pending," says Chang Rickert.
Even if the law doesn't require it, Harding strongly advises people in these situations to keep their insurance policies in force.
"It's money well-spent because all of those policies safeguard you against risk and adverse events," Harding says. "This is not an area where you want to be shortsighted, stupid or spiteful."